Next evening in
First of four: Tuesday, September 22, 2026 at 6:00 PM · Murray Library
Tuesday, September 22, 2026 · 6:00 PM
Free event for anyone approaching 65
Turning 65 starts a clock, whether or not you retire.
One hour on how the timing works: the seven-month window around your birthday, the eight months after employer coverage ends, and what catches people out in between. Nothing is sold in the room, and the free places to get help are named alongside everything else.
Four evenings · 6:00 PM
Free
Seats are limited and registration is required.
Reserve a seat
Pick an evening and hold a chair
The same hour runs four times. Come to whichever is easiest to get to.
- When
- Tuesday, September 22, 2026
6:00 – 7:00 PM - Where
- Murray Library
166 E 5300 S, Murray - Cost
- Free
- Registration holds a chair and sends you a reminder. That is all it does.
- Nothing is sold at the event, and attending creates no obligation of any kind.
- Register each attendee separately, including a spouse.
Would rather not use the form? Call/text 801-876-1844
What the hour covers
Three deadlines, and none of them move.
The seven-month window
Three months before your birthday month, the month itself, and the three months after. Sign up in the three months before and coverage can start when you turn 65. Leave it later and it starts later.
The eight months after group coverage ends
If you work past 65 and stay on your employer’s plan, a second window opens when that coverage ends — usually retirement, but also dropping below the hours that qualify you for benefits.
The 63 days for prescriptions
Once drug coverage that counts as “creditable” ends, you have 63 days to pick up Part D. After that a late charge attaches, and it does not come off.
These are two separate clocks, not one long runway. They might open in the same month. They might be ten years apart. Which one applies to you turns on a single question you can ask your HR department, and working that out is what the hour is for.
In about 60 minutes
What you’ll walk out with.
- Which of the two clocks applies to you, and the one question to ask HR that decides it
- Why COBRA and retiree coverage generally do not hold your Part B window open
- What can happen to a spouse or dependent who is covered through your plan
- Why HSA contributions generally need to stop about six months before you apply
- How the Part B late charge is worked out, and why it does not come off later
- Where to get free, independent help — including the places that are not us
Where and when
Three rooms, four evenings
The same hour and the same material at every one. Come to whichever is easiest to get to.
Murray Library
166 E 5300 SMurray, UT 84107
Tuesday, September 22, 2026
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6:00 – 7:00 PM
- Doors open at 5:45.
Futurity First
7370 S Creek Rd, Suite 101
Sandy, UT 84093
Tap “Get directions” for turn-by-turn.
Futurity First
7370 S Creek Rd, Suite 101Sandy, UT 84093
Tuesday, September 22, 2026
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6:00 – 7:00 PMMonday, October 5, 2026
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6:00 – 7:00 PM
South Jordan Community Center
10778 S Redwood RdSouth Jordan, UT 84095
Monday, October 5, 2026
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6:00 – 7:00 PM
Straight answers
The questions people actually call or text and ask.
If yours isn’t here, call/text 801-876-1844 and ask a person.
Prefer a private meeting instead? By Zoom, by phone, or in the office — call/text 801-876-1844.
Do I have to buy anything?
No. Nothing is sold at the event and nothing is offered for purchase there. It is an educational event.
Is this a sales presentation?
No. No plan, carrier, or premium is named in the room — the hour is about deadlines and how they work. Utah SHIP and 1-800-MEDICARE are both free and both get named on the night, because an hour that leaves those out is not education.
There are four evenings. Which one should I come to?
Whichever is easiest to get to. It is the same hour and the same material at all four, so pick the room and the evening that suit you and register for that one.
I’m still working past 65. Does any of this apply to me?
Yes, and it is the situation people most often get wrong. Which clock you are on depends on how many people your employer employs, and the answer changes what happens if you do nothing. Your HR department can tell you the number in a sentence.
I’m not turning 65 for a couple of years. Is it too early to come?
No. Knowing when your window opens is most of the work, and the things that catch people out — a health savings account, a younger spouse on your plan — are easier to deal with years ahead than weeks ahead.
Do you give advice about which plan to take?
Not at the event. The hour describes how the rules work and stops there. If you want a conversation about your own situation afterwards there is a way to ask for one, and if you would rather take your questions to SHIP or to Medicare directly, that is a perfectly good answer and we will tell you how.
Will someone call me afterward?
Only if you ask. Your registration is used to hold a seat and send you a reminder. If you want a follow-up conversation there is a way to request one at the event, and if you don’t, that is the end of it.
Can my spouse or a guest come?
Yes. Guests and spouses of any age who will be part of the decision are welcome. Please make sure their name is on the registration connected with yours.
What should I bring?
Nothing is required. If you know roughly when your employer coverage ends, or have a benefits summary to hand, bring it — the questions get more useful against real dates. Paper and pen will be provided.
Registration is open
Ask your questions before the window opens, not during it.
Next on Tue, Sep 22 at 6:00 PM, Murray Library, and three more evenings after it. Seats are limited and registration is required.
Important disclosures
This event is educational. It does not recommend, compare, endorse, or offer any specific plan, carrier, or premium, and no plan materials are distributed at it.
For official Medicare information, contact 1-800-MEDICARE (1-800-633-4227) or visit medicare.gov. Free, unbiased Medicare counseling is also available from Utah SHIP, the State Health Insurance Assistance Program, at no cost and with no products involved.